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Unclaimed Deposit Search (RBI UDGAM)
Search for forgotten bank deposits of you or a family member lying unclaimed for 10+ years, with a clear search report.
EligibilityAccount holders, or family members after a death
Government feeFree
Our service fee₹199 (search report) · free guidance on the bank claim if a deposit is found
TimelineSame day
Official portaludgam.rbi.org.in (RBI)
Document checklist
Send clear photos or PDFs on WhatsApp. Cropped, blurred or screen-captured images are not accepted.
Process
- Submit the form
- Payment
- UDGAM login with your mobile OTP and search
- PDF search report on WhatsApp
- If a deposit is found, a free checklist for the bank claim
What you need to doShare the OTP. The claim itself is made at the bank branch.
Avoid rejection
- UDGAM covers only the banks listed by RBI
When we cannot take your requestThe search fee applies even if nothing is found, since the search has been carried out. We state this upfront.
Complaints & Assistance
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